Janata Bank Ltd - Executive Officer - 26.06.2015 - Prothom Sir

1.

কোন সন্ধি বিচ্ছেদটি ভুল ?

গৈ + অক = গায়ক

সু + অলপ = স্বল্প

আ + চর্য = আশ্চর্য

দু + লোক = দ্যুলোক

গৈ + অক = গায়ক

সু + অলপ = স্বল্প

আ + চর্য = আশ্চর্য

দু + লোক = দ্যুলোক

2.

বাবা শব্দটি কোন ভাষা থেকে এসেছে ?

তুর্কী

পর্তুগিজ

আরবি

উর্দু

তুর্কী

পর্তুগিজ

আরবি

উর্দু

3.

‘হাসি দিয়ে ঘরটিকে ভরিয়ে রাখতো সে’ । - বাক্যটিতে দিয়ে হলো :

অব্যয়

প্রত্যয়

অনুসর্গ

উপসর্গ

অব্যয়

প্রত্যয়

অনুসর্গ

উপসর্গ

4.

’বগুড়ার চিনিপাতা দই সুস্বাদু।’ - বাক্যটির ‘চিনিপাতা’ কোন কারক ?

অধিকরণ

অপাদান

করণ

কর্ম

অধিকরণ

অপাদান

করণ

কর্ম

5.

সংবাদপত্র কোন সমাস ?

মধ্যপদলোপী কর্মধারয়

দ্বন্দ্ব

অব্যয়ীভাব

বহুব্রীহি

মধ্যপদলোপী কর্মধারয়

দ্বন্দ্ব

অব্যয়ীভাব

বহুব্রীহি

6.

’ভানুমতির খেল’ প্রবচনটি বোঝায় -

চালবাজি

ভেলকিবাজি

ফটকাবাজি

ফেরেববাজি

চালবাজি

ভেলকিবাজি

ফটকাবাজি

ফেরেববাজি

7.

‘সকল ছাত্ররাই যথাসময়ে উপস্থিত হয়েছে’ । বাক্যটিতে কি ধরণের ভুল আছে ?

বানান

পদ

বচন

বিভক্তি

বানান

পদ

বচন

বিভক্তি

8.

শিল্পসম্মত বাংলা গদ্যরীতির জনক হিসাবে খ্যাত সাহিত্যিকের নাম :

প্রমথ চৌধুরী

ঈশ্বরচন্দ্র বিদ্যাসাগর

শরৎচন্দ্র চট্টোপাধ্যায়

দীনেশচন্দ্র সেন

প্রমথ চৌধুরী

ঈশ্বরচন্দ্র বিদ্যাসাগর

শরৎচন্দ্র চট্টোপাধ্যায়

দীনেশচন্দ্র সেন

9.

’ছায়া হরিণ’ কার গ্রন্থ :

অমিয় চক্রবর্তী

সুকান্ত ভট্টাচার্য

আহসান হাবীব

অক্ষয় কুমার বড়াল

অমিয় চক্রবর্তী

সুকান্ত ভট্টাচার্য

আহসান হাবীব

অক্ষয় কুমার বড়াল

10.

Fill in the blanks with appropriate words : He made his children ____________ their homework every afternoon.

do

to do

to study

studied

do

to do

to study

studied

11.

Fill in the blanks with appropriate words : What is the Synonym for the word 'APPALL' ?

deceive

Cover

dismay

confuse

deceive

Cover

dismay

confuse

12.

Fill in the blanks with appropriate words : The Antonym for 'DEARTH' is :

Lack

Abundance

poverty

Foreign

Lack

Abundance

poverty

Foreign

13.

Choose the correct sentence :

He asked had we taken our food

He asked if we had taken our food

He asked if we took our food

He asked if we taken our food

He asked had we taken our food

He asked if we had taken our food

He asked if we took our food

He asked if we taken our food

14.

Choose the correct sentence :

The old car doesn't need fixed

The old car doesn't need to be fixed

The old car doesn't need a fixing

The old car needs a fixed

The old car doesn't need fixed

The old car doesn't need to be fixed

The old car doesn't need a fixing

The old car needs a fixed

15.

Two numbers are in the ratio 5:4 and their difference is 10. What is the largest number ?

40

৩০

50

45

40

৩০

50

45

16.

Raina is twice as old as Saima. Three years ago, Raina was three times as old as Saima. How old is Raina now ?

6 years

12 years

14 years

16 years

6 years

12 years

14 years

16 years

17.

Four persons can complete a job in 8 days. After four days two persons have left the work. How many days would it take for the remaining persons to complete the world ?

১০

6

৮

৪

১০

6

৮

৪

18.

Out of 7500 candidates 75% were offered to study in Arts and 45% in Business. How many were offered both ?

1000

1750

২০০০

১৫০০

1000

1750

২০০০

১৫০০

19.

The price of a certain DVD is discounted by 10% and the reduced price is then discounted by another 10%. This series of successive discounts is equivalent to a single discount of :

২০%

১৯%

১৮%

15%

২০%

১৯%

১৮%

15%

20.

A zookeeper counted the heads of animal and found it to be 80. When he counted the legs of animals, he found the number to be 260. If the zoo had either Pigeons or horses, how many horses were there in the zoo ?

৩০

40

50

60

৩০

40

50

60

21.

The speed of a boat is 10km per hour(kph) and the speed of the river current is 5 kph. The boat traveled 5 hours in favour of the current and then returned to the stating point. What was the time to return ?

15 hours

12.5 hours

10 hours

7.5 hours

15 hours

12.5 hours

10 hours

7.5 hours

22.

How many 1-inch square tiles would it take cover the floor of a closet that has dimensions 5 feet by 4 feet ?

২৪০

1440

2160

2880

২৪০

1440

2160

2880

23.

2^30+2^30+2^30+2^30= ?

8^120

8^30

2^32

2^30

8^120

8^30

2^32

2^30

24.

What must be added to 1/x for making it equal to x ?

(x^2+1)/x

x/(x^2+1)

(x^2-1)/x

x/(x^2-1)

(x^2+1)/x

x/(x^2+1)

(x^2-1)/x

x/(x^2-1)

25.

If the difference between the circumference and diameter of a circle is 60 cm, then the radius of the circle is :

7 cm

9 cm

10 cm

14 cm

7 cm

9 cm

10 cm

14 cm

26.

If the perimeter of a rectangular flower bed is 30 feet, and its area is 44 square feet, What is the length of each of its shorter sides ?

৪

5

6

৭

৪

5

6

৭

27.

A company reports sales revenue of Tk. 200 million the current year and Tk. 180 million last year. Their total assets in the current year are Tk. 150 million and last year's total assets were Tk. 130 million . What is the current year's asset turnover ratio ?

1.48

1.33

1.36

1.43

1.48

1.33

1.36

1.43

28.

Return on equity can be calculated by :

multiplying net profit margin by asset turnover and financial leverage

dividing net profit margin by asset turnover and financial leverage

adding net profit margin to asset turnover and financial leverage

subtracting net profit margin from asset turnover and financial leverage

multiplying net profit margin by asset turnover and financial leverage

dividing net profit margin by asset turnover and financial leverage

adding net profit margin to asset turnover and financial leverage

subtracting net profit margin from asset turnover and financial leverage

29.

Chaity Company's return on equity (ROE) was 11.4% in 200A and 13.1% in 200B. The increase in this ratio could be caused by which of the following ?

An increase in the relative portion of stockholders equity to fund assets.

An increase in net profit margin.

A decrease in net profit margin.

A decrease in the asset turnover ratio.

An increase in the relative portion of stockholders equity to fund assets.

An increase in net profit margin.

A decrease in net profit margin.

A decrease in the asset turnover ratio.

30.

Asset turnover measures :

the profit generated by efficient management of assets

how quickly we liquidate our inventory

the sales revenue generated by efficient management of assets

the ability to generate income for the stockholders

the profit generated by efficient management of assets

how quickly we liquidate our inventory

the sales revenue generated by efficient management of assets

the ability to generate income for the stockholders

31.

Which of the typically following will cause an increase in return on equity (ROE) as long as expenses do not grow faster than revenue ?

A decrease in average total assets

An increase in sales volume

An increase in net income

A decrease in expenses

A decrease in average total assets

An increase in sales volume

An increase in net income

A decrease in expenses

32.

A company declares a 40% stock dividend when there are 4.0 million common shares outstanding with a Tk.1 per value. Their current market price is Tk. 20 per share. Which of the following will be the effect of the stock dividend ?

Retained earnings will decrease by Tk. 1.6 million and contributed capital will increase by Tk 1.6 million.

Contributed capital will decrease by Tk 1.6 million and retained earnings will increased by Tk. 1.6 million

Retained earnings will decrease by Tk. 32 million and contributed capital will increase by Tk. 32 million

Contributed capital will decrease by Tk. 32 million and retained earnings will increase by Tk. 32 million

Retained earnings will decrease by Tk. 1.6 million and contributed capital will increase by Tk 1.6 million.

Contributed capital will decrease by Tk 1.6 million and retained earnings will increased by Tk. 1.6 million

Retained earnings will decrease by Tk. 32 million and contributed capital will increase by Tk. 32 million

Contributed capital will decrease by Tk. 32 million and retained earnings will increase by Tk. 32 million

33.

Assume the following shares outstanding : Preferred stock, 6% , Tk. 50 per value, cumulative, 1000 shares with dividends in arrears 3 years, for 20-1, 20-2 and 20-3. Common stock, Tk. 100 per value, 2000 shares. Total dividends declared in 20-4 were Tk. 50,000. The total amount of dividends to which common stockholders are entitled is :

Tk. 62000

Tk. 50000

Tk. 45000

Tk. 38000

Tk. 62000

Tk. 50000

Tk. 45000

Tk. 38000

34.

Maxwell Company's return on equity was 18% and the financial leverage percentage was 13% (positive). Return on assets was :

৩১%

১৮%

13%

৫%

৩১%

১৮%

13%

৫%

35.

In a recent year, Windsor's Boat's reported an asset turnover ratio of 2.46 times and a profit margin of 19.8% . In the same year, Sarah's Sail Boats reported an asset turnover ratio of 1.27 times and a profit margin of 9.9% . Which of the following statements is false ?

Sarah's did a better job of turning over its assets

Windsor's did a better job of generating profit from its sales

Windsor's return on assets (ROA) is 48.7% while Sarah's return on assets is 12.6%

None of the other answers is false

Sarah's did a better job of turning over its assets

Windsor's did a better job of generating profit from its sales

Windsor's return on assets (ROA) is 48.7% while Sarah's return on assets is 12.6%

None of the other answers is false

36.

If a company's return on equity (ROE) ratio increase from one year to the next, the most likely cause is :

An increase in net income

a reduction in total expenses as a percentage of sales

an increase in stockholders epuity

1 and 2

An increase in net income

a reduction in total expenses as a percentage of sales

an increase in stockholders epuity

1 and 2

37.

If a company's return on assets (ROA) stays the same from one year to the next but its financial leverage ratio increases, then the most likely cause is :

an increase in the debt to equity ratio

a decrease in net income

an increase in total assets

an increase in stockholders equity

an increase in the debt to equity ratio

a decrease in net income

an increase in total assets

an increase in stockholders equity

38.

Mehgna Company's working capital was Tk. 40,000 and total current liabilities were 1/4 of that amount. The current ratio was :

1 to1

3 to 1

5 to 1

7 to 1

1 to1

3 to 1

5 to 1

7 to 1

39.

If the current ration is 2 to 1, the payment of a cash dividend, which was recorded as a liability on the date of declaration, will -

increase the current ratio

decrease the current ratio

have no effect on the current ratio

invalidate earnings per share

increase the current ratio

decrease the current ratio

have no effect on the current ratio

invalidate earnings per share

40.

Blue Sky Company began the year with a balance in inventory of TK. 110,000 and ended the year with a balance of Tk. 102,000. The net sales for the year were Tk. 983,000 with a gross profit on sales of Tk. 295,000. What was the inventory turnover ratio ?

2.78 times

9.27 times

6.49 times

2.89 times

2.78 times

9.27 times

6.49 times

2.89 times

41.

Which of the following ratios is not a test of solvency ?

Debt to equity ratio

Cash coverage ratio

Times interest earned

Earnings per share ratio

Debt to equity ratio

Cash coverage ratio

Times interest earned

Earnings per share ratio

42.

The Apple Company had net income of TK. 47,500 and earnings per share of Tk. 3.17 during 2010. On December 31,2010, the stock had a market price of Tk. 18.50 per share. What is Apple Company's price earnings ratio ?

25.70

8.11

5.84

0.17

25.70

8.11

5.84

0.17

43.

Karnaphuli Company paid out Tk. 2.30 in dividends per share during 2010. The market price of the stock on December 31,2010 was Tk. 21.00 per share. There were 15,000 shares of stock outstanding for the entire year. The dividend yield as of December 31, 2010 was :

16.43%

10.95%

9.13%

913.04%

16.43%

10.95%

9.13%

913.04%

44.

The abbreviation VSAT is

Very Small Aperture Terminal

Very Soft Apparatus Tunnel

Vital Satellite Altitude Tester

Vital and Small Apparatus Tester

Very Small Aperture Terminal

Very Soft Apparatus Tunnel

Vital Satellite Altitude Tester

Vital and Small Apparatus Tester

45.

Trojan Horse is a

Software

Virus

Hardware

Internet Protocol

Software

Virus

Hardware

Internet Protocol

46.

Point of sale (POS) machine is widely used by the

Tellers

Merchants

Government

Central bank

Tellers

Merchants

Government

Central bank

47.

Which of the following is a service not provided by a bank ?

Vault rent

Q-Cash ATM service

Bank Guranty

Accepting damaged notes

Vault rent

Q-Cash ATM service

Bank Guranty

Accepting damaged notes

48.

Banking 24/7 means

24 banking service available in 7 branches

Virtual Banking available 24 hrs and 7 days

Virtual Banking at 24 degree east and 7 degree north satellite

7 Banks using 24 ATM machines

24 banking service available in 7 branches

Virtual Banking available 24 hrs and 7 days

Virtual Banking at 24 degree east and 7 degree north satellite

7 Banks using 24 ATM machines

49.

Radio link is a tool of banking communication in a

WAN area

LAN area

Remote area

VAN area

WAN area

LAN area

Remote area

VAN area

50.

Which of the following is not an E-Banking product ?

ATM

SMS banking

Plastic Money

School banking

ATM

SMS banking

Plastic Money

School banking

51.

In centralized database system, the role of the front office in a bank is to

assessment and approval

customer dealing

internal audit

IT management

assessment and approval

customer dealing

internal audit

IT management

52.

Internet access by transmitting fastest digital data with heavy bandwidth over the wires are best possible by

Digital lines

Regular cable lines

Optical fibers

Analog lines

Digital lines

Regular cable lines

Optical fibers

Analog lines

53.

Internet works on -

packet switching

circuit switching

hub switching

Vandals

packet switching

circuit switching

hub switching

Vandals

54.

The largest sector wise contribution in our GDP is from -

Agriculture

export

Industry

Service

Agriculture

export

Industry

Service

55.

The new Asian Clearing Union Chairman is from -

India

Thailand

Bangladesh

Iran

India

Thailand

Bangladesh

Iran

56.

Which country has the second most pro-capitalist population in the developing world ?

USA

China

Vietnam

Bangladesh

USA

China

Vietnam

Bangladesh

57.

The first Stock Exchange to became demutualised in the world is situated in

Bangladesh

USA

Sweden

Australia

Bangladesh

USA

Sweden

Australia

58.

The highest electricity production in 2015 (till today) in a day in Bangladesh is

7817.00 MW

4315.00 MW

10123.00 MW

12234.00MW

7817.00 MW

4315.00 MW

10123.00 MW

12234.00MW

59.

Which international reputed organization has rated Bangladesh as the next-11(N-11) ?

Moodys

S & P

Goldman Sachs

Frontier Five

Moodys

S & P

Goldman Sachs

Frontier Five

60.

which one is true for the mathematical expression $\frac{2^{n} + 2^{n - 1}}{2^{n + 1} - 2^{n}} ?$

\frac{3}{2}

\frac{2}{3}

1

2^{n}

\frac{3}{2}

\frac{2}{3}

1

2^{n}

61.

Simplify $(2 x^{- 1})^{2} \div x^{- 5}$

4 x^{2}

4 x^{3}

4 x^{- 3}

4 x^{- 2}

4 x^{2}

4 x^{3}

4 x^{- 3}

4 x^{- 2}

62.

If a + b = $\sqrt{3} a n d a - b = \sqrt{2}, w h a t i s t h e v a l u e o f 8 a b (a^{2} + b^{2}) ?$

5

6

৭

৮

5

6

৭

৮

63.

In the following image, ASB is a quarter of a circle . PQRS is a rectangle with sides PQ= 8 and PS =6 . what is the lenght of the are AQB?

5

π

8

π

10

π

15

π

5

π

8

π

10

π

15

π

64.

A train is travelling at 100 km per hour (Kmh) overtakes a motorbike travelling at a speed of 65 kmh in 40 seconds . What is the length of the train in meters?

400

৪৫০

500

Try your self

400

৪৫০

500

Try your self

65.

Many businesses today use environment friendly practices. Which of the following is an environment friendly practice?

persisting with multi -branch , paper dependent approaches.

keeping the premises well -lighted and super -cool during summer

buying wholesale office supplies in bulk .

spurning options for green cleaning.

persisting with multi -branch , paper dependent approaches.

keeping the premises well -lighted and super -cool during summer

buying wholesale office supplies in bulk .

spurning options for green cleaning.

66.

Certificates of Deposits (CDs) show all but one of the following characteristics. Find out which one:

Most CDs will incur a fee or penalty for early withdrawal.

CDs usually offer lower yields than a regular savings account.

CDs are usually insured up to the same amount through some credit union mechanism.

Most commonly CDs are offered with a fixed interest rate and term.

Most CDs will incur a fee or penalty for early withdrawal.

CDs usually offer lower yields than a regular savings account.

CDs are usually insured up to the same amount through some credit union mechanism.

Most commonly CDs are offered with a fixed interest rate and term.

67.

A 'track record' means

a record set by an athlete on a running track .

past achievement or performance of a person or organization .

the record achieved by a person or organization in a particular business contest.

the future achievement of a person or roganization depending on its present stock market record.

a record set by an athlete on a running track .

past achievement or performance of a person or organization .

the record achieved by a person or organization in a particular business contest.

the future achievement of a person or roganization depending on its present stock market record.

68.

If a and b are positive real numbers , then ( $(a ° - 3 b °)^{5} = ?$

1 km/hr

-32

-1

1 km/hr

-32

-1

69.

Rashna Company collected the following data in its accounting records in 2014 : From the income statement : Depreciation expense Tk. 1,000 Loss on sale of equipment 3,000 From the comparative balance sheet : Beginning balance , equipment Tk. 12,500 Ending balance , equipment 8,000 Beginning balance , accumulated depreciation 2,000 Ending balance , accumulated depreciation 2,400 No new equipment was purchased during the year. The equipment was sold at the end of the year. What was the cash in -flow from the sale of equipment in 2014?

Tk, 3,900

Tk. 1,000

tk. 900

Tk. 600

Tk, 3,900

Tk. 1,000

tk. 900

Tk. 600

70.

Defining green banking is relatively easy. It means promoting environment -friendly practices and reducing your carbon footprint from your banking activities. This comes in many forms : using online banking instead of branch banking; paying bills online, opening up CDs (certificates of deposit) and money market accounts at online banks instead of large multi-branch banks. A green bank takes the biggest steps to support local green initiatives. Any combination of the above personal banking practices can help the environment. In this respect, online banks and smaller community banks have better track records than larger banks .However, these larger banks may be induced to go green . According to the passage, larger, multi -branch banks .

can never become green banks .

can become green banks if they reduce the number of branches and eliminate the use of paper .

can become green banks if they can greatly reduce or eliminate carbon footprint form their banking activities.

can become green banks if they support local green initiatives

can never become green banks .

can become green banks if they reduce the number of branches and eliminate the use of paper .

can become green banks if they can greatly reduce or eliminate carbon footprint form their banking activities.

can become green banks if they support local green initiatives

71.

ষাট বছর পূর্ণ হওয়ার উৎসবকে এককথায় বলে -

হীরক জয়ন্তী

সুবর্ণ জয়ন্তী

রজত জয়ন্তী

প্লাটিনাম জয়ন্তী

হীরক জয়ন্তী

সুবর্ণ জয়ন্তী

রজত জয়ন্তী

প্লাটিনাম জয়ন্তী

72.

Fill in the blanks with appropriate words : The potato chop was very hot. He let __________ just in time.

alone it

go alone it

go it

go of it

alone it

go alone it

go it

go of it

73.

A gardener plants 17956 trees in such a way that there are as many rows as the number of trees in a row. What is the number of trees in a row ?

134

১৩৬

১৪৪

154

134

১৩৬

১৪৪

154

74.

Two friends M and N have 40% and 60% shares in a business. After some time a third friend joined the business by investing Tk 5 Lac and acquired 20% shares in the business. What is the share of M in the business now ?

২০%

24%

28%

৩২%

২০%

24%

28%

৩২%

75.

The effect of shortening the length of the operating cycle is :

increase in operating costs

decreased cash inflow

increased profits

increased debt

increase in operating costs

decreased cash inflow

increased profits

increased debt

76.

The records of Everyday Electronics Corporations include the following : Average total assets - TK. 7,60,000 Average total liabilities - Tk. 4,85,000 Total revenue - Tk. 2,00,500 Total expense(including income tax) - Tk. 1,35,000 The return on equity is (round to the nearest percent) :

13%

৬%

25%

৮%

13%

৬%

25%

৮%

77.

When you can access your account from any branch of the same bank that is called -

Online Banking

Internet Banking

Off Shore Banking

Any Branch Banking

Online Banking

Internet Banking

Off Shore Banking

Any Branch Banking

78.

Optical fiber carries data at the speed of light as it is made of

UTA (Ultra thin aluminum)

copper

Titanium

Bundle of reflecting glass

UTA (Ultra thin aluminum)

copper

Titanium

Bundle of reflecting glass

79.

Which protocol assigns IP address to the client connected in the internet ?

DHCP

IP

RPC

WWW

DHCP

IP

RPC

WWW

80.

Bangladesh holds a healthy foreign exchange reserve of around US dollar -

240 Million

23 Billion

240 Billion

1800 Million

240 Million

23 Billion

240 Billion

1800 Million

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