29.06.2018

From

The Padma Bank Ltd. 

Dhaka EPZ Branch

Savar, Dhaka

To

Md. Faidh Islam

Uttar Jamshing 3/4 

Savar Dhaka

Subject: Letter to inform about decline of home loan.

Respected Sir,
Thank you for your recent application for credit privileges with our bank. We appreciate your interest in availing home loan from our bank. Regretfully, we are unable to sanction your loan at the time. If you have additional information which may help us to reconsider this decision, plea provide it within 10 days.
The denial of your home loan application was based in whole or part upon the following reason(s): 

• Information from credit information bureau.
• Insufficient credit history.
• Insufficient land papers and appropriate documents. 
•  Unable to verify credit reference
• Bank statement

Thus, we feel sorry that we will not be able to grant the requested loan amount.

Your faithfully
Md. Mohidul Islam
Credit Officer
The Padma Bank Ltd.
Dhaka EPZ Branch