Despite some people's belief that money is the root of all evils, a world without money would be worse. It is wrong to think of all lenders of money as mere leeches, sucking the life's blood out of unfortunate debtors. Loan sharks may behave that way, but banks have evolved since the days of the Medici precisely in order to facilitate the movement of money from point A, where it is, to point B, where it is needed. Credit and debt, in short, are among the essential building blocks of economic development, as vital to creating the wealth of nations as mining, manufacturing or mobile telephony. Poverty, by contrast, is seldom directly attributed to the antics of rapacious financiers. It often has more to do with the lack of financial institutions, with the absence of banks, not their presence. It is only when borrowers have access to efficient credit networks that they can escape from the clutches of the loan sharks; only when savers can put their money in reliable banks that it can be channeled from the idle to the industrious or from the thrifty to the spendthrift. The evolution of banking system was thus the essential first step in the ascent of money.

Title: Money is not always the root of worthlessness.
Break throughing the ancient ideas of borrowing and lending money, banks have been emerged as the excellent mediator of financing. Depositing and advancing money through proper channels like banks and other financial institutions are a blessing for the development of modern civilization.